Term Deposits provide a secure, worry-free investment for short or long-term funds. With flexible interest rates, investment terms, and automatic renewal options, Term Deposits provide a great way to save and earn money with a guarantee of principal and interest. Plus, deposits are insured under the terms of the Credit Union Deposit Insurance Corporation.

18 & 42 Month Special Term Deposits

• Higher deposit rate
• Non-redeemable
• TFSA, RRSP & RRIF eligible
• No risk to your principal
• Interest is accrued daily and paid annually
• Rate subject to change without notice.
  
  

Redeemable Term Deposits

• Term is for 1 year
• Access to your money if you need it
• Interest is accrued daily and paid annually
• No risk to your principal

Non-Redeemable Term Deposits

• Funds are held on deposit for a specific period of 1 to 5 years.
• Higher interest rate than regular savings
• Competitive and special rates are available
• Interest is accrued daily and paid annually
• No risk to your principal

Escalator Term Deposits

• 3-year term
• Increase in interest rate each year
• Interest is accrued daily and paid annually
• Minimum deposit is $1,000
• Available on registered investments
• Access to your money on each anniversary date
• No risk to your principal

Index-Linked Term Deposits

• Invest in stock markets without any risk to your principal.
• Principal is guaranteed
• No fees or commissions
• Fixed term of 3 or 5 years
• Rate of return is calculated on the performance of the TSE or G7 countries. (Global Index-Linked Term Deposits are only available at specified periods of time)
• Click the year to view past performances of the 3 year and 5 year Index-Linked products